SSAS Pension: Earned Over £200k a Year? Here’s What You Need to Know

Have you earned over £200,000 a year? Here’s what you need to know.

If you have earnings that are at or above £200,000 then depending on how much you want to take as a pension, you may find that your contribution allowance is scaled back as a result of contribution restrictions.

Watch: How Much Can Be Put Into A SSAS?

SSAS Pension Contributions as a High Earner

Once you cross over the threshold, which is £260,000, speak to us. When you earn between £200,000 - £300,000, you are in a grey zone when it comes to SSAS pension contribution limits. This means we’d need to sit down with you and work out how much you can contribute to your pension each tax year.

If your earnings are too high and your max annual pension contribution into SSAS is restricted as a result, speak to us. There will still be pension opportunities that we can look at and discuss with you.

SSAS Pension Contributions: Speak to One Crown Pensions

SSAS pension contribution limits can be a complicated topic, especially if you are a high earner. So, book a call to speak with a member of the One Crown Pensions SSAS provider team. They will take you through the finer points based on your earnings.

To learn more about SSAS pension contributions and the maximum you’re allowed to contribute, visit our SSAS Video Hub.