SSAS Pension Property: Does a SSAS Pay CGT When Buying Commercial Property?

If a SSAS is holding a commercial property, it is entirely the decision of the member trustees as to when they want to sell said property. We, as the practitioners, do not impose any restrictions on the purchase or sale of commercial properties.

SSAS Pension Tax Relief

Of course, one of the joys of SSAS is that it is a low-tax vehicle in which you can grow your fund and save for a comfortable retirement.

And one of the best ways to do this is to invest in commercial property. SSAS really comes into its own when you invest in property because it is exempt from capital gains tax. Here’s an example:

Let’s say you’ve purchased a property for £100,000 and you sell it for £1,000,000 ten years later, there will be no capital gains tax to pay on that increase in property value. 

This is great news for you as a holder of a SSAS and just one of the many advantages of investing in commercial property inside a SSAS.

Watch: How SSAS Beats Capital Gains Tax

Book a call with SSAS Practitioner, One Crown Pensions

If you would like to speak about adding your property portfolio to a SSAS, book a call with our SSAS administration team. You can also find out more about SSAS and property investment in our SSAS Video Hub.